by blubookkeepers | Sep 21, 2026 | Podcast
In this episode, Harman breaks down one of the most common money traps business owners fall into: looking at the bank balance and assuming that number is what’s available to spend. She walks through real examples, hiring a new team member, placing a stock order,... 
by blubookkeepers | Sep 14, 2026 | Advisory, Profit First
When cash feels tight in business, most owners reach for the same fix: get more clients, chase more sales, push revenue up. Sometimes that’s exactly the right move. But sometimes it’s the worst thing you can do, and it just gives you a bigger version of the same... 
by blubookkeepers | Sep 14, 2026 | Podcast
When money feels tight in business, the instinct is always the same: get more clients, chase more sales, push revenue higher. But what happens when you’re already making good money and there’s still nothing left at the end of the month? In this episode, Harman breaks... 
by blubookkeepers | Sep 7, 2026 | Advisory, Profit First
A few friends have asked me the same question lately: “If Xero and AI can do more and more of your bookkeeping, do you actually need a bookkeeper anymore?” As a bookkeeper, I’m not scared to ask it myself. AI is moving quickly. Xero is automating... 
by blubookkeepers | Sep 7, 2026 | Podcast
AI can now read your profit and loss in seconds. It can tell you your revenue is up, your expenses have jumped, or your margins have slipped. But can it tell you what to actually do about it? In this episode of Money First CEO, host Harman Johnston tackles a question...