In this episode, Harman Johnston walks through a simple 15 minute money health check designed to help business owners regain clarity and control over their finances.
Built around five key questions, this quick check highlights where your business stands today and what needs attention.
Revenue alone does not create confidence. Profit, visibility, and structure do.
If things have felt tight or unclear lately, this is a practical reset you can do this week.
The 5 Questions
- What is your current profit percentage?
- How many months of operating expenses do you have saved?
- Are you paying yourself a consistent owner’s wage?
- Is your tax money separated from your operating account?
- What has changed in your expenses over the last 90 days?
Key Takeaways
- Revenue without profit creates stress
- A cash runway reduces urgency and pressure
- Expense drift quietly erodes margins
- Systems beat motivation every time
15 Minute Action Plan
Block 15 minutes this week and answer each question using real numbers.
If you want more structure, explore Profit First as a framework for allocating your money more clearly.
Timestamps
00:00 Podcast Welcome
00:57 15 Minute Money Check
01:42 Question 1 Profit Percent
02:32 Question 2 Cash Runway
03:16 Question 3 CEO Pay
04:00 Question 4 Tax Separation
04:31 Question 5 Expense Drift
05:12 System Over Motivation
05:42 15 Minute Action Plan
06:04 Wrap Up And Next
